KOBRA Associates
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SERVICE

Cheque Bounce

Dishonour of a cheque is not only a civil breach of trust — it is a criminal offence under Section 138 of the Negotiable Instruments Act.

Dishonour of a cheque is not only a civil breach of trust — it is a criminal offence under Section 138 of the Negotiable Instruments Act. Whether you are a business holding unpaid invoices or an individual responding to a complaint, the timeline-driven process rewards precise, prompt action.

HOW WE ENGAGE

Engagement scope.

  • Issuance of mandatory 15-day statutory notice immediately upon dishonour.

  • Filing and prosecuting criminal complaints before the competent Magistrate.

  • Securing interim compensation of up to 20% of the cheque amount during trial.

  • Defence of accused individuals by demonstrating the absence of a legally enforceable debt.

NOTE
Move bad debts off the balance sheet with disciplined NI Act litigation strategy.
From the chambers
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MATTER-SPECIFIC INQUIRY

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Matter — Cheque Bounce
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